Be disciplined in saving vs. spending. Resist the urge to just splurge once… usually a one-time splurge turns into a habit! Focus on the long-term goal. If you need an incentive, plan to reward yourself with ___________ (fill in the blank) each time you have saved $_______ in X category. Then you’ll feel like you…
Category Archives: Penny Pinchers
Penny Pinchers
Look at your “need” with a critical eye. Recently I needed some more organizational-type storage containers and drawers, but was reluctant to spend the money to buy new ones. I realized I have about 4 of the type of container I was looking for in various rooms of my house, each holding about 1/4 of…
Household Tips and Dollar Stretcher
Here are a few household tips that have been passed along to me over time from one person or another. I cannot say I have tried all of them, but I have tried a few, and plan on testing out more. These should help your dollar stretch a little further and give you some practical…
Little Things
“It’s the little things that make a big difference.” It’s true in exercise and dieting; it’s also true in exercising control over our wallets! Here are some of my favorite random “little things”: -Know the policies of your local grocery stores. A store in my hometown doubles manufacturer coupons up to 50 cents, and I…
Penny Pinchers
I have recently finished reading (and greatly enjoyed!) Karen Ehman’s book A Life That Says Welcome. Although the book is primarily about hospitality, and we might not think of “penny pinching” going along with hospitality, I found the following excerpts to be inspiring as she shows us that it isn’t the “stuff” in our homes…
Penny Pinchers
Brrr… it’s cold! And if your electric bill was anything like mine last month, you’re looking for ways to cut it in the future! The following list of penny-pinching ideas is adapted from Richard Paul Evans’ book “The 5 Lessons A Millionaire Taught Me.” I have personally used some of these tips, plan to implement…
Christmas Penny Pinchers
Christmas time is a great opportunity for penny pinchers! Start now making a list of Christmas-type supplies you want to stock up on for next year, and be ready to start shopping on Dec. 26th! For example, my list includes large red Christmas tree ornaments, ornament hooks, potted artificial poinsettias (to save me buying one…
A Little Less = A Little More
I’ve noticed lately than I can make due with a lot less of many everyday things, which in turn yields more savings for my grocery allowance. For instance: do I really need 2 paper towels, or will one work? Do I really have to use a sandwich bag for that snack, or can I put…
